%E5%88%9B%E6%96%B0%E8%B4%B7%E6%AC%BE%E9%93%B6%E8%A1%8C%E8%91%A3%E4%BA%8B%E9%95%BF%E5%91%A8%E8%8C%82%E8%B0%A6

Www Houseloanmortgageloans Tag Internet Relationship House Loan Mortgage Loans 澳大利亚房地产英语词汇汇总(页 1) - 我爱我家 - 安家乐居 - FreeOZ论坛 澳洲华人移民生活互助论坛——友爱，互助，人人为我，我为人人 - Powered by Discuz! Archiver

Www Houseloanmortgageloans Tag Internet Relationship House Loan Mortgage Loans

/> Www Internet nsearchs Www ; Relationship n Tag se Houseloanmortgageloans r Www hsearchs009 Tag C Www % Houseloanmortgageloans A% Www BF Www % Houseloanmortgageloans 3searchD%search1 Houseloanmortgageloans B0www.karpi.comDsearch% Houseloanmortgageloans EsearchD Www %5% Www 3searchCsearch%1%B1 Www Csearch% Tag 3searchC6searchB5 Houseloanmortgageloans CDsearchBsearch%Csearch%searchCBsearch%search2 Houseloanmortgageloans B0 Internet FC%BC%F Houseloanmortgageloans BAsearchC Houseloanmortgageloans %searchCsearchF Www % Www C%D Houseloanmortgageloans % Tag BsearchC Www %F Www %a7 Houseloanmortgageloans B4searchC Www %B Relationship % Www 1asearchc Www gItsearchr Www et Relationship ;searchRl%E8%B4%9D%E5%B0%94%E8%89%BE%E5%B0%94%E6%B4%9B%E6%9D%89%E7%9F%B6t Tag o Tag s2isearch %B8%DF%C7%E5%DE%B9%D2%C2%B2%DD%D7%C0%C3%E6s Houseloanmortgageloans a Internet c Houseloanmortgageloans ssearchT Tag g Relationship ;& Relationship bsearchp Tag A Www losearchm Relationship nsearch search� Houseloanmortgageloans � Relationship � Tag 髎earch� Tag �� Internet � Www 殖� Internet � Tag � Houseloanmortgageloans � Houseloanmortgageloans � Www 羢earch豷earch
    A lot or block subdivided from a larger portion of land.[/size]
[size=3]  >   Amortisation Period 还款期限
    The number of years it will take to repay a home loan completely. Maximum amortization period is usually 25 years.[/size]
[size=3]  >   Appraised Value 评估价值（指房屋在申请贷款时的评估价值）
    An estimate of the value of the property offered as security for a home loan. This appraisal is done for financial lending purposes and may not reflect the actual market value.[/size]
[size=3] >   Architrave 门窗装饰线条
   A decorative moulding around doors or windows.[/size]
[size=3]  >   Assets 资产
    What you own.[/size]
[size=3]  >   Auction 拍卖
    A public sale of a property sold to the highest bidder.
   
  >   Awning window （水平打开的）棚式窗
    A window with sashes that open out horizontally.
  
  >   Body Corporate or Owners Corporation 业主法人团体，负责公有区域的管理和维护
    The collective ownership of common property such as a block of apartments or multi–dwelling complexes. It is responsible for the administration and upkeep of common areas.[/size]
[size=3]  >   Breach of Contract  违约
   Breaking the terms of a contract.

  >   Brick Veneer 木结构固定在外层单砖墙上的建筑结构
    A system of building in which a structural timber frame is tied to a single brick external wall.

  >   Bridging Finance 短期过渡贷款，利率较高，通常在买房者等待卖出原有住房，钱不够时采用。
    A short-term loan, usually at a higher rate of interest, taken out by people who have bought a house while waiting for theirs to be sold, or when a normal mortgage and their savings fall below the asking price.[/size]
[size=3]  >   Building Regulations 建筑规程
    Designed to uphold the standards of public safety, health and construction, these regulations are in place and have been formulated by local councils to control the quality of buildings.[/size]
[size=3]  >   Buyer's Advocate or Buyer's Agent 买房代理
    Represents a property buyer in negotiations with a vendor or his/her agent. The buyer's agent is paid by the buyer. Buyer's agents should be licensed and certified to act as a buyer's agent.[/size]
[size=3]  >   Capital Gains Tax 资本利得税
    Is the tax based on the difference between the purchase and selling price, less inflation, applied upon the sale of an investment property.
   
  >   Casement window 平开窗
      A window with sashes that open out vertically.
  
  >   Caveat 是与财产有法定利益的人的声明书，确保财产不能在不通知他们的情况下售出。
   Is a document any person with a legal interest in a property can lodge with the Titles Office to ensure the property is not sold without their knowledge.

  >   Caveat Emptor 买主责任自负
     Latin for ‘Let the Buyer Beware.’ This puts the burden onto the buyer to be satisfied with the item before purchasing a property.

  >   Ceiling joists 吊顶龙骨
    Parallel lengths of timber/steel which support the ceiling.
  
  >   Certificate of Title 产权证书
    A document stating who owns the property, the size of the land and whether there are any limitations on the title such as mortgages, easements or encumbrances.

  >   Chattels 动产
    Chattels are personal property. There are two types. Real chattels are buildings and fixtures. Personal chattels are clothes, furniture, etc.[/size]
[size=3]  >   Cluster Housing 居住组团
    Detached group of houses which share open space.
   
  >   Cluster Title 公共产权证书
    Each Cluster Title holder has a Certificate of Title which specifies ownership in terms of a particular area for which the owner is responsible and defines the common property. Unlike a Strata Title, it does not subdivide ‘airspace.’[/size]
[size=3]  >   Commission 佣金
   A negotiable percentage of the selling price of a property, paid by the seller to the property agent, normally after the property is sold.

  >   Common Property 公共所有物，strata-title公共所有的部分
    Areas in strata-title properties shared by all owners.[/size]
[size=3]  >   Community Title 社区产权，类似于strata title，差别是开发需要遵从总体的风格和设计
   Similar to Strata Title but applicable to developments combining a variety of dwelling styles and communal facilities where an overall style and theme must be adhered to.

  >   Company Title 公司股份产权，多户公寓建筑，strata title楼花
   The title system that apportions space within multi-apartment buildings, pre-dating Strata Title, based upon ownership of parcels of shares within an unlisted company. Not all banks will provide finance. Seek legal advice prior to purchase.

  >   Contract Note 买卖合约，买方卖方签订的第一份合约
   The first document signed on buying a house is sometimes a Contract Note, instead of a Contract of Sale. This document when signed by both parties is a legally binding as a Contract of Sale and the buyer and seller should treat it with the same importance. It must be accompanied by a Vendor Statement.

  >   Contract or Agreement of Sale 销售合同
   A legal document outlining details of a property sale. It is usually prepared on the seller’s behalf by an agent, solicitor or conveyancer.

  >   Conveyancer 办理不动产转让过户的人
   A person (not a legal practitioner) who, for a fee, handles the process of transferring property.

  >   Conveyancing 过户
    Transferring ownership of a property from the seller to the buyer.
  
  >   Cooling-Off Period 冷静期
    A period of time during which a buyer can withdraw from the sale of a home (if not purchased at auction). Duration varies from state to state. The duration must be outlined in the Agreement of Sale.[/size]
[size=3]  >   Cornice 檐口
    A horizontal decorative moulding usually positioned where the wall meets the ceiling.
  
  >   Covenant （关于土地和房产使用）的契约
    Conditions affecting the use of land or property written into the title.[/size]
[size=3]  >   Cover note  临时保单
    This is a document giving temporary insurance cover over a property until a formal policy is issued by the insurance company.[/size]
[size=3]  >   Deposit （买主交付的不可退的）定金
    A non-refundable percentage of the purchase price paid by the buyer to secure the purchase of the property[/size]
[size=3]  >   Depreciation 资产折旧
    Is a non-cash allowance that you may be able to claim on your tax which reflects the limited life of an asset.

  >   Disbursements （应向律师或过户师支付的邮资，电话费，印花税，更名费，政府费用等）应付款项
    Charges payable to solicitors or conveyancers such as postage, phone calls, stamp duty, registration fees and government charges.[/size]
[size=3]  >   Discharge Fees 贷款账户管理费
   An administration fee charged by a bank to cover the costs in finalising a loan account.[/size]
[size=3]  >   Door jambs 门窗侧壁
      The vertical sides of a door frame.
      
  >   Drawdown 贷款放款
    The disbursement of loan funds provided by the Bank.
[/size]
[size=3][/size]
[size=3][/size]

pinxinge 15-8-2010 17:09

[size=3]
  >   Easement 通行权，例如输电线，上下水管道等
    A right held by someone to use land belonging to someone else for a specific purpose. Mains, drains and water pipes are usually covered by an easement.[/size]
[size=3]  >   Encroachment 侵占
   When a building overhangs someone else’s property, or a fence is built over the dividing line between two properties.

  >   Encumbrance 限制，限制房产使用或转让的通行权，抵押或者其它债务等
   An easement, mortgage, or other liability on a property which impedes its use or transfer.

  >   Equity 资产净值，房产市价和现有贷款之间的差额
    The difference between the market value of the property and any loans that are outstanding on the property.[/size]
[size=3]  >   Exclusions 不包括在销售中的项目，例如水池，花棚等
   Any item that is specifically not included in the sale. e.g. An above ground pool, garden shed, etc.

  >   First Home Owner Grant (FHOG) 首套住房补助
   A scheme providing first home owners with a non-means tested, one off payment as contribution towards deposit, fees and charges.
   
  >   Fixed Interest Rate 固定利率
    An interest rate that will remain unchanged for a set period of time.[/size]
[size=3]  >   Fixtures (or Fittings) 固定装置，除非特别指出，通常包括在销售合同中。
   Items which are attached to a property and cannot be removed without causing damage; they are usua tWww Houseloanmortgageloans Tag Internet Relationship House Loan Mortgage Loans 澳大利亚房地产英语词汇汇总(页 1) - 我爱我家 - 安家乐居 - FreeOZ论坛 澳洲华人移民生活互助论坛——友爱，互助，人人为我，我为人人 - Powered by Discuz! Archiverk t Fast g g House Loan Mortgage Loans House Loan Mortgage Loans House Loan Mortgage Loans pWww Houseloanmortgageloans Tag Internet Relationship House Loan Mortgage Loans 澳大利亚房地产英语词汇汇总(页 1) - 我爱我家 - 安家乐居 - FreeOZ论坛 澳洲华人移民生活互助论坛——友爱，互助，人人为我，我为人人 - Powered by Discuz! Archivern d House Loan Mortgage Loans o House House Loan Mortgage Loans