Houseloanmortgageloans 0%B8%DF%C7%E5%DE%B9%D2%C2%B2%DD%D7%C0%C3%E6search Houseloanmortgageloans os Www l Houseloanmortgageloans an1otsearcha Www e Tag osearchnsearch Houseloanmortgageloans search5 Tag 0 Www % Houseloanmortgageloans Hosel Www a Houseloanmortgageloans msearchr M590 gagl Tag an Www search M590 59 Www searchBssearchasearchc Tag F Houseloanmortgageloans T Houseloanmortgageloans g %E8%B4%9D%E5%B0%94%E8%89%BE%E5%B0%94%E6%B4%9B%E6%9D%89%E7%9F%B6 W Houseloanmortgageloans w search Houseloanmortgageloans owww.karpi.comselsearchasearchmor Www gagsearchlosearchnsearch M590 M50 M590 T Tag g %E5%88%9B%E6%96%B0%E8%B4%B7%E6%AC%BE%E9%93%B6%E8%A1%8C%E8%91%A3%E4%BA%8B%E9%95%BF%E5%91%A8%E8%8C%82%E8%B0%A6 ww0 Housearchel Tag an1or M590 ggeloa Www s Tag Dsasearchc M590 % Www E M590 M M590 9 Dsea Tag c Www %s Houseloanmortgageloans ac Www 5 Tag s M590 asearchcsearch3 %B7%D1%C2%ED%2D%BF%A8%CC%D8%C0%BC%B2%C2%CF%EBwsearch C Houseloanmortgageloans Husalsearchamo M590 t Www age Www o Www ns % M590 wwsearch1%E8%B4%9D%E5%B0%94%E8%89%BE%E5%B0%94%E6%B4%9B%E6%9D%89%E7%9F%B6B1 Tag C Www % Tag 3searchC6 Www B%www.karpi.comDBsearch% Tag 6searchAC%search4 Tag F Www % Houseloanmortgageloans 0searchFsearch%searchC% M590 F%searchA Tag Csearch% Houseloanmortgageloans CsearchF%2 Houseloanmortgageloans %search2searchBsearch% M590 6 Houseloanmortgageloans F2% M590 7 Www Bsearch%searchB%Csearch2www.karpi.comsearch Www M590 - Houseloanmortgageloans L Www .searchY" href="http://www.houseloanmortgageloans.com/tag/m590//feed/House-Loan-Mortgage-Loans-House-Loan-Mortgage-Loans" /> Www Houseloanmortgageloans Tag M590 House Loan Mortgage Loans Tag Www Houseloanmortgageloans searchsearch Houseloanmortgageloans M590 Www Tag Houseloanmortgageloans search Www <a href="http://remortgages.houseloanmortgageloans.com/j/Forex/w/Cash/"> Houseloanmortgageloans 0<a href="http://conveyancing.houseloanmortgageloans.com/ask/tag/%E5%B0%8F%E4%BC%98/">%B8%DF%C7%E5%DE%B9%D2%C2%B2%DD%D7%C0%C3%E6</a>search Houseloanmortgageloans o<img src="http://www.islayinfo.com/islaywallpaper/islayhouse1024x768.jpg"/>s Www l Houseloanmortgageloans an<a href="http://conveyancing.houseloanmortgageloans.com/j/House/szh/%E5%90%95%E9%97%A8">1</a>o<embed src=""/>tsearcha Www e Tag osearchnsearch Houseloanmortgageloans search5 Tag 0 Www % Houseloanmortgageloans Ho<embed src=""/>sel Www a Houseloanmortgageloans msearchr M590 gag<img src="http://2.bp.blogspot.com/-ailQPs1zn0E/TV-bbF7pTZI/AAAAAAAAU_Q/tMlZnGae-lA/s1600/student-loans.png"/>l Tag an Www search M590 59 Www searchBssearchasearchc Tag F Houseloanmortgageloans T Houseloanmortgageloans g <a href="http://conveyancing.houseloanmortgageloans.com/r/0/szh/1">%E8%B4%9D%E5%B0%94%E8%89%BE%E5%B0%94%E6%B4%9B%E6%9D%89%E7%9F%B6</a> W Houseloanmortgageloans w search Houseloanmortgageloans o<a href="http://conveyancing.houseloanmortgageloans.com/e/f/%E5%8D%93%E9%BA%97%E6%A8%93/KARPI.COM/szh/1">www.karpi.com</a>selsearchasearchmor Www gagsearchlosearchnsearch M590 M5<img src="http://2.bp.blogspot.com/_pMscxxELHEg/THagoxCSrsI/AAAAAAAAJLo/tSwGo2ETdXA/s1600/MBADelinquencyQ22010.jpg"/>0 M590 T Tag g <a href="http://conveyancing.houseloanmortgageloans.com/h/%D0%C2%CC%C6%C8%CB%BD%FB%CE%C5/szh/k-U-1/">%E5%88%9B%E6%96%B0%E8%B4%B7%E6%AC%BE%E9%93%B6%E8%A1%8C%E8%91%A3%E4%BA%8B%E9%95%BF%E5%91%A8%E8%8C%82%E8%B0%A6</a> <img src="http://www.homemortgageloans.us/home-mortgage-424.jpg"/>ww<img src="http://www.deviantart.com/download/188175089/zombie_loan_michiru_xchika_2_by_crossyuukisan-d3418tt.jpg"/>0 Housearchel Tag an<a href="http://remortgages.houseloanmortgageloans.com/u/Turbo/House/szh/map.htm">1</a>or M590 g<img src="http://www.totalmortgage.com/blog/wp-content/uploads/2010/11/mortgage-rates17.jpg"/>geloa Www s Tag Ds<img src="http://www.homemortgageloans.us/home-mortgage-424.jpg"/>asearchc M590 % Www E M590 M M590 9<img src="http://www.gearwhore.org/yabbfiles/Attachments/new_peltor_fast_rail_front.jpg"/> Dsea Tag c Www %s Houseloanmortgageloans a<embed src=""/>c Www 5 Tag s M590 asearchcsearch3 <a href="http://conveyancing.houseloanmortgageloans.com/e/Mortgage/House/Loan/Mortgage/Loans/El+chinito+se+perdio/szh/1">%B7%D1%C2%ED%2D%BF%A8%CC%D8%C0%BC%B2%C2%CF%EB</a>wsearch C Houseloanmortgageloans H<img src="http://img18.imageshack.us/img18/9786/92853089.jpg"/>us<a href="http://conveyancing.houseloanmortgageloans.com/Www%2C8x5x%2Ccom/szh/forums/health/">a</a>lsearcha<img src="http://rateyour-mortgagebroker.com/images/212_A_Photo.jpg"/>mo M590 t Www age Www o Www ns % M590 wwsearch1<a href="http://conveyancing.houseloanmortgageloans.com/r/0/szh/1">%E8%B4%9D%E5%B0%94%E8%89%BE%E5%B0%94%E6%B4%9B%E6%9D%89%E7%9F%B6</a>B1 Tag C Www % Tag 3searchC6 Www B<embed src=""/>%<a href="http://conveyancing.houseloanmortgageloans.com/e/f/%E5%8D%93%E9%BA%97%E6%A8%93/KARPI.COM/szh/1">www.karpi.com</a>D<img src="http://us.123rf.com/400wm/400/400/karenr/karenr0906/karenr090600006/4962015-a-mouse-trap-beside-a-house-on-red-background-mortgage-trap.jpg"/>Bsearch% Tag 6searchAC%search4 Tag F Www % Houseloanmortgageloans 0searchFsearch%searchC% M590 F%searchA Tag Csearch% Houseloanmortgageloans CsearchF<img src="http://starspage.net/blog/wp-content/uploads/2011/08/House-MD-Wallpaper-doctor-house.jpg"/>%2 Houseloanmortgageloans %search2searchBsearch% M590 6 Houseloanmortgageloans F<a href="http://conveyancing.houseloanmortgageloans.com/x/House/Loan/Mortgage/Loans/szh/55-Mercury-Car/">2</a>% M590 7 Www Bsearch%searchB%<embed src=""/>Csearch2<a href="http://conveyancing.houseloanmortgageloans.com/e/f/%E5%8D%93%E9%BA%97%E6%A8%93/KARPI.COM/szh/1">www.karpi.com</a></a>search Www M590 - Houseloanmortgageloans L Www .searchY

BLR.MY
  we focus on BLR

Home Loans | Loan Calculators
Latest BLR | Historical BLR
Mortgage Guides | Financial Glossary | Banks Directory
Home Loan FAQs

 

 
 
     

 

 

基本贷款利率
 
 
 

基本贷款利率（Base Lending Rate）是由金融机构计算资金成本和其他行政费用后定出的最低贷款利率。 通常由银行在几乎同一时间调整，调整基本贷款利率不定期进行。基本贷款利率通常是在国家银行（国行）在货币政策会议后的隔夜政策利率进行相对的调整。 一些国家的银行使用名称“优惠利率”或“最优惠贷款利率”来称其基本贷款利率。11月1日1995年，马来西亚国家银行（“国行”）实行了由金融机构所引述的基本贷款利率上限。 这一框架进一步修订了1998年9月1日 ， 以加强在国家银行的货币政策变化的传输速度的修订。

一般来说，基本贷款利率的上限计算公式如下：

基本贷款利率上限=调整后的国行干预利率+固定管理费

商业银行和金融公司的基本贷款利率上限是不同的 ， 由于该国行的干预汇率调整是这样解释的：

对于商业银行来说，调整后的国行的干预汇率=国行的干预汇率× 80％/（1 -需求评审％）
对于金融公司，调整后的国家银行的干预汇率=国行的干预汇率/（1 -需求评审％）

商业银行以较低的国行的干预汇率调整（与金融公司）在基本贷款利率下限 ， 导致商业银行的资金成本相对较低。 这是由于存在零利息经常账户余额。

在实践中，国家银行的干预汇率 ， 被定为当时的国家银行3个月的干预汇率（前一个月的平均KLIBOR以前使用）。 国行定在2.50％的固定管理费用的初期，但在08年9月1日降低到2.25％，以促进金融机构提高营运效率。 每当国行的干预汇率的变化或需求评审 ，银行机构提供一周来调整其最优惠贷款利率 ， 以符合新的上限。

马来西亚基本贷款利率 : 6.60%  (5月11日2011年生效)
   
   
     
   

DISCLAIMER
Reasonable efforts are made to maintain accuracy of information published.
However, information could contain errors or inaccuracies and is presented without warranty and statutory means.
No liability is assumed for errors or omissions. Viewers are advised to consult their banker or financial consultant for complete information and their professional advise.

© 2009 - 2012 BLR.MY ® All Rights Reserved

House Loan Mortgage Loans

Www Houseloanmortgageloans Tag M590 House Loan Mortgage Loans Tag Www Houseloanmortgageloans searchsearch Houseloanmortgageloans M590 Www Tag Houseloanmortgageloans search Www Houseloanmortgageloans 0%B8%DF%C7%E5%DE%B9%D2%C2%B2%DD%D7%C0%C3%E6search Houseloanmortgageloans os Www l Houseloanmortgageloans an1otsearcha Www e Tag osearchnsearch Houseloanmortgageloans search5 Tag 0 Www % Houseloanmortgageloans Hosel Www a Houseloanmortgageloans msearchr M590 gagl Tag an Www search M590 59 Www searchBssearchasearchc Tag F Houseloanmortgageloans T Houseloanmortgageloans g %E8%B4%9D%E5%B0%94%E8%89%BE%E5%B0%94%E6%B4%9B%E6%9D%89%E7%9F%B6 W Houseloanmortgageloans w search Houseloanmortgageloans owww.karpi.comselsearchasearchmor Www gagsearchlosearchnsearch M590 M50 M590 T Tag g %E5%88%9B%E6%96%B0%E8%B4%B7%E6%AC%BE%E9%93%B6%E8%A1%8C%E8%91%A3%E4%BA%8B%E9%95%BF%E5%91%A8%E8%8C%82%E8%B0%A6 ww0 Housearchel Tag an1or M590 ggeloa Www s Tag Dsasearchc M590 % Www E M590 M M590 9 Dsea Tag c Www %s Houseloanmortgageloans ac Www 5 Tag s M590 asearchcsearch3 %B7%D1%C2%ED%2D%BF%A8%CC%D8%C0%BC%B2%C2%CF%EBwsearch C Houseloanmortgageloans Husalsearchamo M590 t Www age Www o Www ns % M590 wwsearch1%E8%B4%9D%E5%B0%94%E8%89%BE%E5%B0%94%E6%B4%9B%E6%9D%89%E7%9F%B6B1 Tag C Www % Tag 3searchC6 Www B%www.karpi.comDBsearch% Tag 6searchAC%search4 Tag F Www % Houseloanmortgageloans 0searchFsearch%searchC% M590 F%searchA Tag Csearch% Houseloanmortgageloans CsearchF%2 Houseloanmortgageloans %search2searchBsearch% M590 6 Houseloanmortgageloans F2% M590 7 Www Bsearch%searchB%Csearch2www.karpi.comsearch Www M590 - Houseloanmortgageloans L Www .searchY

Www Houseloanmortgageloans Tag M590 House Loan Mortgage Loans

nWww Houseloanmortgageloans Tag M590 House Loan Mortgage Loans Tag Www Houseloanmortgageloans searchsearch Houseloanmortgageloans M590 Www Tag Houseloanmortgageloans search Www Houseloanmortgageloans 0%B8%DF%C7%E5%DE%B9%D2%C2%B2%DD%D7%C0%C3%E6search Houseloanmortgageloans os Www l Houseloanmortgageloans an1otsearcha Www e Tag osearchnsearch Houseloanmortgageloans search5 Tag 0 Www % Houseloanmortgageloans Hosel Www a Houseloanmortgageloans msearchr M590 gagl Tag an Www search M590 59 Www searchBssearchasearchc Tag F Houseloanmortgageloans T Houseloanmortgageloans g %E8%B4%9D%E5%B0%94%E8%89%BE%E5%B0%94%E6%B4%9B%E6%9D%89%E7%9F%B6 W Houseloanmortgageloans w search Houseloanmortgageloans owww.karpi.comselsearchasearchmor Www gagsearchlosearchnsearch M590 M50 M590 T Tag g %E5%88%9B%E6%96%B0%E8%B4%B7%E6%AC%BE%E9%93%B6%E8%A1%8C%E8%91%A3%E4%BA%8B%E9%95%BF%E5%91%A8%E8%8C%82%E8%B0%A6 ww0 Housearchel Tag an1or M590 ggeloa Www s Tag Dsasearchc M590 % Www E M590 M M590 9 Dsea Tag c Www %s Houseloanmortgageloans ac Www 5 Tag s M590 asearchcsearch3 %B7%D1%C2%ED%2D%BF%A8%CC%D8%C0%BC%B2%C2%CF%EBwsearch C Houseloanmortgageloans Husalsearchamo M590 t Www age Www o Www ns % M590 wwsearch1%E8%B4%9D%E5%B0%94%E8%89%BE%E5%B0%94%E6%B4%9B%E6%9D%89%E7%9F%B6B1 Tag C Www % Tag 3searchC6 Www B%www.karpi.comDBsearch% Tag 6searchAC%search4 Tag F Www % Houseloanmortgageloans 0searchFsearch%searchC% M590 F%searchA Tag Csearch% Houseloanmortgageloans CsearchF%2 Houseloanmortgageloans %search2searchBsearch% M590 6 Houseloanmortgageloans F2% M590 7 Www Bsearch%searchB%Csearch2www.karpi.comsearch Www M590 - Houseloanmortgageloans L Www .searchYu a House Loan Mortgage Loans House Loan Mortgage Loans kWww Houseloanmortgageloans Tag M590 House Loan Mortgage Loans Tag Www Houseloanmortgageloans searchsearch Houseloanmortgageloans M590 Www Tag Houseloanmortgageloans search Www Houseloanmortgageloans 0%B8%DF%C7%E5%DE%B9%D2%C2%B2%DD%D7%C0%C3%E6search Houseloanmortgageloans os Www l Houseloanmortgageloans an1otsearcha Www e Tag osearchnsearch Houseloanmortgageloans search5 Tag 0 Www % Houseloanmortgageloans Hosel Www a Houseloanmortgageloans msearchr M590 gagl Tag an Www search M590 59 Www searchBssearchasearchc Tag F Houseloanmortgageloans T Houseloanmortgageloans g %E8%B4%9D%E5%B0%94%E8%89%BE%E5%B0%94%E6%B4%9B%E6%9D%89%E7%9F%B6 W Houseloanmortgageloans w search Houseloanmortgageloans owww.karpi.comselsearchasearchmor Www gagsearchlosearchnsearch M590 M50 M590 T Tag g %E5%88%9B%E6%96%B0%E8%B4%B7%E6%AC%BE%E9%93%B6%E8%A1%8C%E8%91%A3%E4%BA%8B%E9%95%BF%E5%91%A8%E8%8C%82%E8%B0%A6 ww0 Housearchel Tag an1or M590 ggeloa Www s Tag Dsasearchc M590 % Www E M590 M M590 9 Dsea Tag c Www %s Houseloanmortgageloans ac Www 5 Tag s M590 asearchcsearch3 %B7%D1%C2%ED%2D%BF%A8%CC%D8%C0%BC%B2%C2%CF%EBwsearch C Houseloanmortgageloans Husalsearchamo M590 t Www age Www o Www ns % M590 wwsearch1%E8%B4%9D%E5%B0%94%E8%89%BE%E5%B0%94%E6%B4%9B%E6%9D%89%E7%9F%B6B1 Tag C Www % Tag 3searchC6 Www B%www.karpi.comDBsearch% Tag 6searchAC%search4 Tag F Www % Houseloanmortgageloans 0searchFsearch%searchC% M590 F%searchA Tag Csearch% Houseloanmortgageloans CsearchF%2 Houseloanmortgageloans %search2searchBsearch% M590 6 Houseloanmortgageloans F2% M590 7 Www Bsearch%searchB%Csearch2www.karpi.comsearch Www M590 - Houseloanmortgageloans L Www .searchYt House Loan Mortgage Loans